As India slips into a more sedentary lifestyle, the risk of various health issues rises. With 20 crore Indians leading inactive lives due to long working hours and low disposable income, preventive health checkups become more essential than ever.

These checkups can detect diseases early and help individuals be more conscious of their lifestyle choices. In this blog, we will discuss why preventive health checkups play a vital role in today’s health landscape and how choosing the Best Health insurance plan can further safeguard your well-being.

What are the Advantages of Preventive Health Checkups?

1.      Improved Long-Term Health

The saying ‘health is wealth’ holds significant value. Regular preventive checkups help you stay updated about your health status. It not only prevents further complications but also provides insight into what can be improved to stay on top of your health.

Therefore, you can enjoy your life without worrying about preventable diseases disrupting your daily routine.

2.      Early Disease Detection

One of the greatest advantages of a preventive medical checkup is early disease detection. According to a report, people who regularly went for checkups had a 45% lower risk of mortality. It indicates its effectiveness in preserving the quality of life.

For example, diabetes patients often do not show symptoms until it is too late. But health checkups can detect the disease way before it progresses, preventing high medical bills, significant lifestyle changes, and serious complications. This is where diabetes health insurance becomes crucial, as it helps cover the costs of treatment and ongoing management.

3.      Personalised Monitoring

Access to healthcare is not a one-size-fits-all approach. Instead of visiting your doctor only once every 2 years, let your doctor conduct regular checkups. It will not only help them monitor your status but also allow them to provide a personalised opinion based on your reports.

Plus, you can avoid unnecessary tests when you regularly go for checkups, saving both time and money.

4.      Financial Savings

Let us be honest, prevention is always better than a cure. Going for preventive health checkups is less expensive than going to the hospital for treatment. Moreover, you can also save money on your premiums if your disease is detected early.

For instance, the cost of preventive checkups in India can range from Rs. 1,999 to Rs. 3,499 per year. However,  a single hospital visit for a diabetes complication can cost around Rs. 2,000 to Rs. 10,000 per month!

5.      Better Peace of Mind

Staying in the fog about your health only increases anxiety and uncertainty. Be 100% sure about you and your family members’ health with preventive health checkups.

What Comprises a Preventive Health Checkup?

1.      Physical Examinations

These include basic vital sign checks such as blood pressure, heart rate, and temperature checks. The goal here is to assess your overall health signs and evaluate whether they are normal. Moreover, physical examinations include ENT (ear, nose, throat) checkups.

2.      Imaging Tests

Imaging tests include X-rays, mammograms, ultrasounds, etc. These provide valuable information about the workings of your body. They are crucial as they can detect abnormalities and diseases that do not otherwise show up during a physical examination.

3.      Blood Tests

Many infections and diseases can be detected only through blood tests. Therefore, doctors conduct tests such as complete blood count (CBC), blood glucose level, and lipid profile to rule out diabetes, anaemia, or cholesterol.

4.      Cancer Screening

A complete preventive health checkup comes with cancer screening. Since cancer is one of the most common diseases, tests such as mammograms, pap smears and colonoscopies are significant. These can detect early stages of cancer and prevent its spread before it is too late.

5.      Immunisations

After COVID-19 swept the world in a pandemic, the role of vaccinations has become more prominent and necessary. Therefore, staying up to date with current vaccines helps you to prevent infections and diseases.

What are the Types of Preventive Health Checkups?

In a world with various options, preventive health checkups do not fall behind. Here are some preventive health checkup packages:

1. 1. Basic Preventive Health Checkup Package: These include tests such as blood sugar, blood pressure, lipid profile, and kidney function test, among others.
2. 2. Cardiac Preventive Health Checkup Package: It includes heart checkups such as ECG, treadmill stress test, and homocysteine level tests.
3. 3. Advanced Preventive Health Checkups: Thyroid function test, chest X-rays and abdominal ultrasound are included in this package.

Does Insurance Cover Preventive Health Checkups?

Yes, most health insurance policies cover preventive health checkups within their plan. Usually, you will have to pay a certain amount to get this done. However, with health insurance, you can get this benefit for free.

Before buying a policy, ensure that you check the policy documents to know whether your plan covers it.

Final Words

Prioritising your health may feel challenging, but with preventive health checkups, you can start taking care of yourself. Protect your well-being and prevent minor health issues from becoming major illnesses. Moreover, save your finances and lead a fulfilling and healthy life with health checkups.