When every penny counts, why should people be confined by arbitrary rules on maintaining a minimum balance in any account, let alone in their savings account?  Savings accounts should be a facility where money works for those who earn it, not against them. If you think it’s time to break free from the confines of traditional banking and experience true financial freedom, you’re at the right place.

No Minimum Balance, No Penalties

With the Kotak811 Zero Balance Savings Account, there are no minimum balance requirements, no hidden penalties, and certainly no barriers to maximising savings. Whoever you are; whatever you do, if you value financial flexibility, this bank account is designed to get you more.

Financial Freedom in Less than 3 Minutes

Kotak 811 zero balance account opening online process is designed for those who value financial freedom and flexibility. Customers bid farewell to the hassles of traditional banking, leaving behind time-consuming paperwork and long queues.

Opening a Kotak811 Zero Balance Savings Account is as simple as a few clicks from the comfort of their homes.

All it takes are their PAN and Aadhaar details, a video KYC, and they’re on their way to financial freedom in less than three minutes. This savings account without any balance requirements offers customers a world of banking possibilities.

Earn up to 7% p.a Interest on your Savings account with ActivMoney facility

Kotak811 believes in making money work for customers. ActivMoney is an ingenious feature that allows customers to earn up to 7% p.a interest on their savings account balance. ActivMoney is an auto-sweep facility built into the account, ensuring that funds don’t sit idly.

This feature puts every ₹ 5000 an account has after it crosses the minimum threshold of ₹25,000, into flexible fixed deposits, earning interest at a competitive rate while remaining accessible 24×7.

The result? Money keeps growing at a higher interest rate than a regular savings account while maintaining full liquidity. With interest credited every 180 days, customers are in control of their finances, earning more without compromising accessibility. Customers can opt for ActivMoney while opening their Kotak811 Zero Balance Savings Account, or apply on the Kotak811 App, or by getting in touch with customer care.

The Credit Card that Does Not Need Any Credit Score

The benefits of Kotak811 extend beyond zero balance and a hassle-free account opening process. Kotak 811 provides a range of features designed to cater to diverse financial aspirations.

A standout benefit is the eligibility to apply for the DreamDifferent Credit Card, a unique offering that bridges the gap between aspirations and accessibility. Even if one has never had a credit card or faces challenges with their credit history, the DreamDifferent Credit Card can be theirs. It’s secured by a Fixed Deposit (FD), making it an ideal option for those new to credit or with a low CIBIL score. The best part? There’s no joining fee for this credit card.

Modern Banking At Your Fingertips

Banking at their fingertips is made easy through Kotak 811. With the Mobile Banking App, customers can access their accounts anytime, anywhere. They can manage their finances, pay bills, and make online transactions with ease. A Kotak811 account opens doors to an array of financial opportunities, including eligibility for a credit card.

It’s time to say goodbye to the limitations of traditional banking. Kotak811 Zero Balance Savings Account is a bank account designed for customers, offering flexibility, no minimum balance, a digital account opening process, and the benefits of ActivMoney and the DreamDifferent Credit Card.

With Kotak811, money works for customers, their way.
Ready to experience a new era in banking? Open a Kotak 811 Zero Balance Savings Account today and enjoy banking freedom like never before.