Salient features of EWS housing scheme of Gujarat govt announced today

Ahmedabad, 17 July 2013

In an important decision the State cabinet, headed by the Chief Minister Narendra Modi, today gave nod to four housing projects under Mukhyamantri Aawas Samriddhi Yojana with a view to provide affordable pakka houses to the urban poor, neo-middle and needy middle class people.

Giving details of the decision the State government spokespersons Nitin Patel and Saurabh Patel said that on assuming the state’s charge for the fourth time on the trot the Chief Minister had expressed his resolve to come up with an urban housing scheme on the large scale with a view to provide affordable houses to the families belonging to Economically Weaker Section (EWS) and Low Income Group (LIG) and thus to actualize their dream of owning their own houses.

“The present government, in its first budget, announced to build affordable houses with necessary facilities under PPP model for 28 lakh urban families in next five years. Accordingly, the urban development department under the leadership of Minister Anandiben Patel prepared four housing schemes under Mukhyamantri Aawas Samriddhi Yojana. The cabinet meet today gave approval to these four schemes”, the spokespersons said.
EWS(Economically Weak Section) housing scheme(Green field)

-Lands of municipal corporations, municipalities and urban development authorities, received for this purpose could be used for construction. As well, the land of Gujarat Housing Board and Slum Clearance Cell could also be used for this scheme.

-As per earlier parameters, people with yearly income of less than Rs.30,000 were considered as Economically Weaker Section. But for this scheme, the parameter for the same has been increased to an annual income of up to rupees one lakh.

-The state government will provide assistance of Rs.1,00,000 per house to the municipal corporations, municipalities and urban development authorities to provide houses to poor and EWS families.

-An amount of Rs.3,00,000 (rupees three lakh) or the remaining amount apart from the government assistance (whichever is less) could be charged from the beneficiary by the municipal corporations, municipalities and urban development authorities.

-The state government will give assistance up to maximum Rs.50,000 to the implementation agency for building infrastructural facilities on the scheme locations.

-The housing schemes will have to be prepared as per the provisions of affordable housing chapter of the GDCR of Ahmedabad Municipal Corporation’s and AUDA’s new development plan 2021.

-FSI of up to 3.0 will be given on the land for such housing schemes.

-All the beneficiaries will have to get registered in UID.

-TPI (Third Party Inspection) will be carried out, if necessary and as per the rules, with a view to maintain housing quality.

Interest subsidy to the beneficiaries belonging to EWS and LIG

-Provision of Rs.15 crore for this scheme in the budget of 2013-14. Nearly 10,000 beneficiaries will get benefits of the scheme.

-Interest subsidy on loan will be given to the beneficiaries who purchase EWS type houses of private developers having two rooms, kitchen, bathroom and toilet and having minimum carpet area of 25 sq.meter and maximum carpet area of 30 sq.meter; as well to those beneficiaries who purchase LIG type houses of private developers having one bedroom, hall, kitchen, bathroom and toilet and having minimum carpet area of 31 sq.meter and maximum carpet area of 50 sq.meter.

-Under this scheme, the State government will provide assistance for the payment of interest up to rupees one lakh.

-Annual income limit for an EWS family in order to avail benefit of this scheme will be Rs.1,00,000. Families having annual income of Rs.1,00,000 to Rs.2,50,000 will be able to avail the benefit as beneficiaries of LIG category.

-Beneficiaries of EWS category should have made down payment of minimum Rs.50,000, while beneficiaries of LIG category should have made down payment of minimum Rs.1,00,000 for the house.

-Total maximum price of the house for EWS beneficiary will be Rs.5,00,000.

-Total maximum price of the house for LIG beneficiary will be Rs.12,50,000.

-The beneficiaries purchasing house under the private developer’s affordable housing scheme, will be eligible for getting this assistance.

-Bank/private developer and concerned civic body will jointly select the beneficiaries.

-It is mandatory for all the beneficiaries to get registered in UID.