Salient features of Low Income Group(LIG) housing scheme announced today by Gujarat govt

Gandhinagar, 17 July 2013

In an important decision the State cabinet, headed by the Chief Minister Narendra Modi, today gave nod to four housing projects under Mukhyamantri Aawas Samriddhi Yojana with a view to provide affordable pakka houses to the urban poor, neo-middle and needy middle class people.

Giving details of the decision the State government spokespersons Nitin Patel and Saurabh Patel said that on assuming the state’s charge for the fourth time on the trot the Chief Minister had expressed his resolve to come up with an urban housing scheme on the large scale with a view to provide affordable houses to the families belonging to Economically Weaker Section (EWS) and Low Income Group (LIG) and thus to actualize their dream of owning their own houses.

“The present government, in its first budget, announced to build affordable houses with necessary facilities under PPP model for 28 lakh urban families in next five years. Accordingly, the urban development department under the leadership of Minister Anandiben Patel prepared four housing schemes under Mukhyamantri Aawas Samriddhi Yojana. The cabinet meet today gave approval to these four schemes”, the spokespersons said.

Salient features regarding LIG(Low Income Group) housing

-Provision of Rs.400 crore for this scheme in the budget of 2013-14. Nearly 40,000 beneficiaries will be benefited under this scheme.

-Minimum carpet area and maximum carpet area of the houses for the people belonging to LIG will be of 31 sq.meter and 50 sq.meter respectively. Facilities like one bedroom, hall, kitchen, bathroom and toilet will be provided in the house.

-Families having annual income of Rs.1,00,000 to 2,50,000 will be able to get benefit of this scheme.

-Houses for LIG will be built on the lands available with Gujarat Housing Board while Municipal Corporations, Municipalities, Urban Development Authorities and Area Development Authorities will construct houses on the housing land available to them.

-The state government will provide an assistance of Rs.1,00,000 for each beneficiary under the housing scheme for LIG.

-FSI of up to 3.0 will be given on the land for such housing schemes.

-Implementation agencies will give advertisement in the newspapers and finally select the beneficiaries in a transparent manner by conducting a computer draw of received applications. Beneficiaries will be given priority as per the government’s current policy.

-All the beneficiaries will have to get registered in UID.

-Maximum price of the house will be Rs.7.50 lakh to Rs.11.00 lakh. Maximum price will be based on jantri rate, specification of the house and on the carpet area.

-Implementation agency will provide basic facilities like drinking water, underground drainage and electricity to the beneficiaries.

-Beneficiary will have to pay either the house price after deducting the government assistance or the maximum price, whichever is lesser.

-Implementation agency will manage the coordination with bank in case the beneficiary wants to avail bank loan.

-TPI (Third Party Inspection) will be carried out, if necessary and as per the rules, with a view to check housing quality.

Interest subsidy to the beneficiaries belonging to EWS and LIG

-Provision of Rs.15 crore for this scheme in the budget of 2013-14. Nearly 10,000 beneficiaries will get benefits of the scheme.

-Interest subsidy on loan will be given to the beneficiaries who purchase EWS type houses of private developers having two rooms, kitchen, bathroom and toilet and having minimum carpet area of 25 sq.meter and maximum carpet area of 30 sq.meter; as well to those beneficiaries who purchase LIG type houses of private developers having one bedroom, hall, kitchen, bathroom and toilet and having minimum carpet area of 31 sq.meter and maximum carpet area of 50 sq.meter.

-Under this scheme, the State government will provide assistance for the payment of interest up to rupees one lakh.

-Annual income limit for an EWS family in order to avail benefit of this scheme will be Rs.1,00,000. Families having annual income of Rs.1,00,000 to Rs.2,50,000 will be able to avail the benefit as beneficiaries of LIG category.

-Beneficiaries of EWS category should have made down payment of minimum Rs.50,000, while beneficiaries of LIG category should have made down payment of minimum Rs.1,00,000 for the house.

-Total maximum price of the house for EWS beneficiary will be Rs.5,00,000.

-Total maximum price of the house for LIG beneficiary will be Rs.12,50,000.

-The beneficiaries purchasing house under the private developer’s affordable housing scheme, will be eligible for getting this assistance.

-Bank/private developer and concerned civic body will jointly select the beneficiaries.

-It is mandatory for all the beneficiaries to get registered in UID.